ServicesOverview
Put technology and capital markets experts to work for you.
Setpoint combines purpose-built technology with capital markets experts to review loans, verify collateral, and independently validate calculations and pledges.
SERVICES
Independent expertise for critical capital markets workflows
Third-Party Review
Rated third-party review for every residential mortgage product
Setpoint pairs AI-enabled verification with US-based underwriters, so every loan gets graded to your guidelines in 24 to 48 hours.
Explore Third-Party Review
Verification Agent
Confidence in every asset behind the tape
Document-to-tape field checks and human-in-the-loop exception management ensures each asset is documented and matches the data tape.
Explore Verification Agent
Calculation Agent
Trusted, independent validation of funding requests and MSRs
Enhance capital availability, terms, and flexibility with automated calculations and real-time reporting.
Explore Calculation AgentPledgeCheck
Independent proof for every pledged asset
PledgeCheck proves each asset is unique, accurately reported, and backed by real cashflows.
Explore PledgeCheckRaise the standard without the operational complexity
Give capital partners information they can trust
Put independent review behind the collateral, calculations, and loan-level information your lenders, buyers, and investors rely on.
Add specialized capacity without adding headcount
Use Setpoint’s technology and experts for review, verification, and calculation workflows that would otherwise require additional internal teams and processes.
Resolve issues before they slow down a transaction
Surface discrepancies and exceptions with the supporting context needed to investigate and resolve them before they create downstream problems.
Independently verify the information behind every capital decision.
Know the collateral you’re funding against
Independently validate collateral, calculations, loan-level data, and other critical information instead of relying solely on the accuracy of counterparty reporting.
Apply your standards consistently
Turn transaction requirements and credit logic into repeatable review and calculation processes across borrowers, deals, and portfolios.
Strengthen controls without building another team
Add independent review and verification where you need it while Setpoint provides the technology and expertise behind the work.
IMPACTS
Managed services by the numbers
xx
xx
$25B
in loans reviewed in the last 12 months
30%
faster SLA than industry standard
FAQ
Need answers?
Services that put Setpoint’s technology and capital markets experts behind critical ABF workflows, including third party review, a verification agent, a calculation agent, and PledgeCheck.
Borrowers who need to meet capital markets standards without building more operations, and capital providers who want to independently verify the information behind their funding decisions.
Both. Purpose-built technology handles some of the heavy lifting, but capital markets experts handle all reviews, exceptions, and judgement calls.
Loans are graded to your guidelines in 24 to 48 hours.
Yes. Each managed service can be used independently of the others, though more is possible when they work together.
PledgeCheck certifies that each asset is pledged only once. Before funds move, it checks every pledge against the master tape and all facility reports, so double-pledged collateral gets caught before it becomes a loss or damages a relationship.